Every finding, every day
Growth
$597/mo
Early rate
- All 23 engines and every daily finding
- Alerts and the CFO copilot
- QuickBooks, bank, payroll and export connections
- Board-ready PDF reports
This is what a CFO looks like now.
Everything in one place.And we tell you what’s buried in it.
Connect the books, the bank, payroll and whatever rings up your sales. F1RST reads all of it, every day, and surfaces the things a good CFO would have caught — with the evidence attached.
A QuickBooks or bank transaction export, a sales report, a vendor ledger. Any CSV with an amount column.
Real F1RST screens on a demo company. Pins are example classes of finding, not a customer’s data.
The numbers
A business writes thousands of numbers a month.
Register lines, invoice lines, punches, deposits, card settlements. Nobody has time to read them. Somewhere in them is the one that matters.
The whole desk
Everything a CFO does, done every day, on every line.
A fractional CFO gives you a few hours a month and a sample of the numbers. F1RST sits at every seat of that desk, reads every line every day, and shows its work: the evidence, the method and the next step, on every finding.
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01
Cash
A CFOBuilds a 13-week cash forecast, usually once a month.
F1RST13-week and 52-week forecasts rebuilt every day from the live bank, receivables and sales, with runway, scenarios and a Monte Carlo range around the number.
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02
The close
A CFOCloses the books weeks after the month ends.
F1RSTA continuous close: bank reconciliation, tie-outs and the month-end checklist run as entries arrive, so the month is closed when the month is over.
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03
Controls
A CFOSamples a handful of transactions each quarter.
F1RSTEvery invoice, deposit, refund, void and comp tested every day with Benford, Isolation Forest, CUSUM, MAD and EWMA, plus duplicate payments, vendor concentration and period-end clustering.
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04
Vendors and spend
A CFOReviews spend by category.
F1RSTReads invoice lines at the item level, tracks every price over time, and keeps a live order guide across your vendors so the cheaper line is always in front of you.
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05
Margin and pricing
A CFOCosts the product once a year.
F1RSTUnit margins from live costs: a plate, a job, a procedure, a unit. Break-even and profitability by line, updated when a supplier moves a price.
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06
Labor
A CFOReads payroll after it has run.
F1RSTLabor against sales by day-part, overtime creep and staffing to demand, priced at each person’s wage, before the next schedule is written.
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07
Working capital and debt
A CFOChases receivables and reviews the loans when the bank asks.
F1RSTReceivables and payables worked every day, working capital and leverage watched continuously, covenants flagged before they bite.
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08
Lenders and the board
A CFOAssembles a package when someone asks for one.
F1RSTBoard decks, lender packages and reports on a schedule, and an assurance receipt a lender or buyer can verify without trusting F1RST.
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09
Benchmarks
A CFOCompares you with what they have happened to see.
F1RSTYour numbers against 21 industry profiles and, as the network grows, anonymized peers like you, never a generic average.
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10
Tax
A CFOHands it to the accountant in January.
F1RSTTax intelligence all year: entity, deductions and timing flagged as they arise, handed to your CPA ready to file.
And above the desk, the audit firm: several independent AI models cross-examine every conclusion, and every read, finding and edit is written to a tamper-evident chain anchored daily.
A manager that never clocks out
We run the numbers side of the business every day, so you don’t have to.
The register, the time clock, the bank and the invoices all talk to us daily. The same manager runs a shop, a clinic, a crew, a club, a practice or a nonprofit.
- Every morning
Yesterday is read: sales, labor, deposits, refunds and cash, flagged only where the day broke its own pattern.
- Every payroll run
Labor read against sales by day-part and priced at each person’s wage, so overtime creep and over-scheduling show up as dollars, not a footnote.
- Every invoice
Lines read at the item level; a price that creeps is caught the week it moves.
- Every order
Vendor prices compared side by side and the order built for approval. A person still approves it.
- Every finding
Lands in the owner’s inbox with the evidence, the method and the next step. Handled findings go quiet.
Nothing here moves money on its own. F1RST reads, compares, drafts and alerts; a person approves. If a system can export it, F1RST can read it. No partner gate decides what you can see.
- QuickBooks Online
- Xero
- Bank feeds via Plaid
- Gusto payroll
- Stripe
- Point-of-sale exports (Toast, PAR Brink, SpotOn)
- Any spreadsheet or export
- A photo of a document
Read as it comes in. In your inbox before you are.
This is what 6:12 AM looks like.
Numbers arrive through the day and are read as they land. Once yesterday is in, one email: the day, the week so far, and anything that needs you. Ask about any period you like — yesterday, last month, the first quarter — and the answer comes from your own records.
- Every hour
The feed pulls whatever is new: sales, payroll, bank, invoices.
- Every morning
Your morning brief lands once yesterday’s numbers are in. Nothing in, nothing sent.
- Any period
Daily, weekly or monthly reports on a schedule, and a copilot that answers about any span from the received data.
6:12 AM
FromF1RST CFO <noreply@f1rstcfo.com>
SubjectYour morning brief — Friday: $4,380 net, 129 transactions, labor 25%
Yesterday: $4,380 net on 129 transactions, labor at 25%. In line with your Fridays.
One thing needs you: one vendor invoice appears twice — #4471 on the 12th and again on the 19th as #4471-R, $612.40 both times.
Week to date: $23,910, up 4% on the same days last week.
Open your report — findings, records and the next step.
Try one detector, right here
Benford’s Law, running in your browser.
Natural amounts start with 1 about 30% of the time and with 9 under 5%. Invented, rounded or limit-dodging amounts break that curve. This is one of the five forensic detectors in F1RST; here it runs on a labeled sample, or on anything you paste.
Runs entirely in this page. Nothing you paste is sent anywhere.
Benford expectedObserved
- Amounts read
- 0
- Mean absolute deviation
- 0
- Chi-square (8 df)
- 0
- Conformity
- —
In F1RST this test runs on every invoice, deposit and sales total as it arrives, alongside Isolation Forest, CUSUM, MAD and EWMA, and a deviation opens a finding with the amounts and source documents behind it. Benford needs a few hundred naturally occurring amounts spanning several orders of magnitude; a small or capped set reads weakly.
Built like an audit firm
Every number carries its evidence.
Several independent AI models cross-examine every conclusion before you see it. Nothing is asserted without the record that supports it.
23institutional-grade engines
100+analytical layers
5forensic detectors working in concert: Benford, Isolation Forest, CUSUM, MAD, EWMA
1hash-chained, tamper-evident audit log behind every number
- Field-level AES-256-GCM encryption for sensitive data
- Tenant isolation enforced on every request
- Two-factor authentication
- Hash-chained audit log: every figure traceable to its source
- SOC 2 in progress
- Your data is never sold. Anonymized, aggregated benchmarks only, as disclosed in our terms.
Nothing can be quietly changed
Every entry carries the fingerprint of the one before it.
Every read, every finding and every edit is written to a chain. Each entry is hashed together with the previous entry’s hash, so changing one line breaks every line after it. Verify it here; then change one and watch it break.
Seven demo entries hashed in your browser with SHA-256, the same rule the product’s audit trail uses.
Tamper-evident. Every day, a fingerprint of the audit log is anchored to the Bitcoin blockchain, so not even F1RST can quietly rewrite yesterday. Your records themselves never leave F1RST. Latest confirmed: Bitcoin block 971954, chain entry #9829. Proof
A track record you can check
Every forecast is dated before the outcome. By Bitcoin, not by us.
Every forecast, finding and outcome F1RST records becomes a leaf in an append-only ledger. Each day that ledger’s fingerprint is anchored with the audit log. So when we say a forecast was right, you can prove it was made before the month it forecast, and so can a bank, a buyer or an auditor.
1,205facts anchored
494forecasts made
2forecasts resolved
50%within 10% of actual
Counts exclude demo companies. Accuracy by engine appears only once five or more real businesses contribute. Your own records are never public; you can share an assurance receipt by link. How to verify
The assurance receipt
One page per month: every record read in full, every test run, every finding and its status, with the day’s anchors. Its hash goes into the next anchor. Share the link with a lender, a landlord or a buyer and they can verify it without trusting F1RST.
Any industry
Built for any organization with books, a bank account and people to pay.
The same engines read every industry. Benchmarks draw on 21 industry profiles, so your numbers are compared with organizations like yours, not a generic average.
- Restaurants & bars
- Construction
- Healthcare
- Dental
- Retail
- Manufacturing
- Software & SaaS
- Real estate
- Legal services
- Professional services
- Automotive
- Logistics
- E-commerce
- Hospitality
- Fitness
- Agriculture
- Energy
- Pharma
- Telecom
- Financial services
- Nonprofits
- Youth sports clubs & leagues
- Travel & club teams (lacrosse, baseball, soccer)
- Churches & community organizations
Pricing
Pick the depth you want. Every tier reads everything, every day.
Deeper reads
Professional
$997/mo
- Everything in Growth
- Banking analysis and cash-to-bank tie-out
- Tax intelligence
- Lender-ready packages
- Custom benchmarks against your peers
The full desk
Autonomous CFO
$1,997/mo
- Everything in Professional
- API access to your own data
- Deal room and restructuring analysis
- Digital twin of the business
Many entities, one view
Enterprise
$4,997/mo
- Everything in Autonomous CFO
- Multi-entity consolidation
- Single sign-on
- White-label for advisors
- Unlimited reports
Priced per business. Add the next one when you’re ready; each gets its own books, its own findings and its own login.
Annual plans include two months free. Seats $90 a month. Every plan carries a 30-day money-back guarantee when you use it -- see Terms. The Growth rate rises as founding seats fill: $297 for the first five businesses, then $597, then $997.
I couldn’t save my first business. I built this so you can save yours.
A bridge came down, the traffic stopped, and the numbers that could have warned me were sitting in five different systems nobody had time to read. F1RST is the CFO I needed and couldn’t afford: it reads everything, every day, and says the hard thing early.
Send one export. I’ll read it myself and call you.
While F1RST is onboarding its first businesses, every new account is set up by hand, by the founder. One file is enough to show you what’s buried in it.